LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,779
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,829
−HK$1,068/mo
Today · 4.125%
HK$35,897
baseline
▲ 0.50% · 4.625%
HK$38,081
+HK$2,184/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,794/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,579
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,586
−HK$1,023/mo
Today · 4.125%
HK$39,609
baseline
▲ 0.50% · 4.625%
HK$41,697
+HK$2,088/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,218/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,535
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,795
−HK$1,281/mo
Today · 4.125%
HK$43,076
baseline
▲ 0.50% · 4.625%
HK$45,698
+HK$2,622/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,152/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,094
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,304
−HK$1,227/mo
Today · 4.125%
HK$47,531
baseline
▲ 0.50% · 4.625%
HK$50,036
+HK$2,505/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,062/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,290
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,761
−HK$1,495/mo
Today · 4.125%
HK$50,256
baseline
▲ 0.50% · 4.625%
HK$53,314
+HK$3,058/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,512/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,610
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,021
−HK$1,431/mo
Today · 4.125%
HK$55,452
baseline
▲ 0.50% · 4.625%
HK$58,375
+HK$2,923/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,904/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,802
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,693
−HK$1,922/mo
Today · 4.125%
HK$64,615
baseline
▲ 0.50% · 4.625%
HK$68,546
+HK$3,931/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,230/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,641
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,456
−HK$1,840/mo
Today · 4.125%
HK$71,296
baseline
▲ 0.50% · 4.625%
HK$75,054
+HK$3,758/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,592/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,510 · Scale 2, in force from 26 Feb 2026)