LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,779
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,830
−HK$1,067/mo
Today · 4.125%
HK$35,897
baseline
▲ 0.50% · 4.625%
HK$38,082
+HK$2,185/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,794/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,579
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,587
−HK$1,022/mo
Today · 4.125%
HK$39,609
baseline
▲ 0.50% · 4.625%
HK$41,697
+HK$2,088/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,218/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,535
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,796
−HK$1,281/mo
Today · 4.125%
HK$43,077
baseline
▲ 0.50% · 4.625%
HK$45,698
+HK$2,621/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,154/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,095
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,304
−HK$1,227/mo
Today · 4.125%
HK$47,531
baseline
▲ 0.50% · 4.625%
HK$50,036
+HK$2,505/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,062/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,291
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,762
−HK$1,494/mo
Today · 4.125%
HK$50,256
baseline
▲ 0.50% · 4.625%
HK$53,314
+HK$3,058/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,512/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,610
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,021
−HK$1,432/mo
Today · 4.125%
HK$55,453
baseline
▲ 0.50% · 4.625%
HK$58,376
+HK$2,923/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,906/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,802
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,694
−HK$1,921/mo
Today · 4.125%
HK$64,615
baseline
▲ 0.50% · 4.625%
HK$68,547
+HK$3,932/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,230/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,642
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,456
−HK$1,840/mo
Today · 4.125%
HK$71,296
baseline
▲ 0.50% · 4.625%
HK$75,055
+HK$3,759/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,592/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,514 · Scale 2, in force from 26 Feb 2026)