LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,779
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,830
−HK$1,068/mo
Today · 4.125%
HK$35,898
baseline
▲ 0.50% · 4.625%
HK$38,082
+HK$2,184/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,796/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,579
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,587
−HK$1,023/mo
Today · 4.125%
HK$39,610
baseline
▲ 0.50% · 4.625%
HK$41,697
+HK$2,087/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,220/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,535
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,796
−HK$1,281/mo
Today · 4.125%
HK$43,077
baseline
▲ 0.50% · 4.625%
HK$45,698
+HK$2,621/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,154/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,095
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,305
−HK$1,226/mo
Today · 4.125%
HK$47,531
baseline
▲ 0.50% · 4.625%
HK$50,037
+HK$2,506/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,062/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,291
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,762
−HK$1,495/mo
Today · 4.125%
HK$50,257
baseline
▲ 0.50% · 4.625%
HK$53,315
+HK$3,058/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,514/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,611
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,022
−HK$1,431/mo
Today · 4.125%
HK$55,453
baseline
▲ 0.50% · 4.625%
HK$58,376
+HK$2,923/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,906/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,803
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,694
−HK$1,922/mo
Today · 4.125%
HK$64,616
baseline
▲ 0.50% · 4.625%
HK$68,548
+HK$3,932/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,232/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,643
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,457
−HK$1,840/mo
Today · 4.125%
HK$71,297
baseline
▲ 0.50% · 4.625%
HK$75,055
+HK$3,758/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,594/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,521 · Scale 2, in force from 26 Feb 2026)