LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,782
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,833
−HK$1,067/mo
Today · 4.125%
HK$35,900
baseline
▲ 0.50% · 4.625%
HK$38,085
+HK$2,185/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,800/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,582
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,590
−HK$1,022/mo
Today · 4.125%
HK$39,612
baseline
▲ 0.50% · 4.625%
HK$41,701
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,224/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,538
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,799
−HK$1,281/mo
Today · 4.125%
HK$43,080
baseline
▲ 0.50% · 4.625%
HK$45,702
+HK$2,622/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,160/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,098
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,308
−HK$1,227/mo
Today · 4.125%
HK$47,535
baseline
▲ 0.50% · 4.625%
HK$50,041
+HK$2,506/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,070/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,295
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,766
−HK$1,494/mo
Today · 4.125%
HK$50,260
baseline
▲ 0.50% · 4.625%
HK$53,319
+HK$3,059/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,520/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,615
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,026
−HK$1,431/mo
Today · 4.125%
HK$55,457
baseline
▲ 0.50% · 4.625%
HK$58,381
+HK$2,924/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,914/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,807
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,699
−HK$1,922/mo
Today · 4.125%
HK$64,621
baseline
▲ 0.50% · 4.625%
HK$68,553
+HK$3,932/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,242/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,648
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,462
−HK$1,840/mo
Today · 4.125%
HK$71,302
baseline
▲ 0.50% · 4.625%
HK$75,061
+HK$3,759/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,604/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,562 · Scale 2, in force from 26 Feb 2026)