LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,783
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,834
−HK$1,067/mo
Today · 4.125%
HK$35,901
baseline
▲ 0.50% · 4.625%
HK$38,086
+HK$2,185/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,802/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,583
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,591
−HK$1,023/mo
Today · 4.125%
HK$39,614
baseline
▲ 0.50% · 4.625%
HK$41,702
+HK$2,088/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,228/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,539
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,800
−HK$1,282/mo
Today · 4.125%
HK$43,082
baseline
▲ 0.50% · 4.625%
HK$45,703
+HK$2,621/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,164/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,100
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,309
−HK$1,227/mo
Today · 4.125%
HK$47,536
baseline
▲ 0.50% · 4.625%
HK$50,042
+HK$2,506/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,072/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,296
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,767
−HK$1,495/mo
Today · 4.125%
HK$50,262
baseline
▲ 0.50% · 4.625%
HK$53,320
+HK$3,058/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,524/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,616
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,027
−HK$1,432/mo
Today · 4.125%
HK$55,459
baseline
▲ 0.50% · 4.625%
HK$58,382
+HK$2,923/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,918/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,809
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,701
−HK$1,921/mo
Today · 4.125%
HK$64,622
baseline
▲ 0.50% · 4.625%
HK$68,554
+HK$3,932/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,244/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,650
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,464
−HK$1,840/mo
Today · 4.125%
HK$71,304
baseline
▲ 0.50% · 4.625%
HK$75,063
+HK$3,759/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,608/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,577 · Scale 2, in force from 26 Feb 2026)