LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,784
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,835
−HK$1,068/mo
Today · 4.125%
HK$35,903
baseline
▲ 0.50% · 4.625%
HK$38,088
+HK$2,185/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,806/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,585
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,593
−HK$1,022/mo
Today · 4.125%
HK$39,615
baseline
▲ 0.50% · 4.625%
HK$41,704
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,230/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,541
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,802
−HK$1,282/mo
Today · 4.125%
HK$43,084
baseline
▲ 0.50% · 4.625%
HK$45,705
+HK$2,621/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,168/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,102
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,311
−HK$1,227/mo
Today · 4.125%
HK$47,538
baseline
▲ 0.50% · 4.625%
HK$50,044
+HK$2,506/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,076/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,298
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,769
−HK$1,495/mo
Today · 4.125%
HK$50,264
baseline
▲ 0.50% · 4.625%
HK$53,323
+HK$3,059/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,528/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,619
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,030
−HK$1,432/mo
Today · 4.125%
HK$55,462
baseline
▲ 0.50% · 4.625%
HK$58,385
+HK$2,923/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,924/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,812
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,704
−HK$1,921/mo
Today · 4.125%
HK$64,625
baseline
▲ 0.50% · 4.625%
HK$68,558
+HK$3,933/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,250/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,653
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,467
−HK$1,841/mo
Today · 4.125%
HK$71,308
baseline
▲ 0.50% · 4.625%
HK$75,066
+HK$3,758/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,616/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,603 · Scale 2, in force from 26 Feb 2026)