LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,786
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,837
−HK$1,067/mo
Today · 4.125%
HK$35,904
baseline
▲ 0.50% · 4.625%
HK$38,089
+HK$2,185/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,808/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,586
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,594
−HK$1,023/mo
Today · 4.125%
HK$39,617
baseline
▲ 0.50% · 4.625%
HK$41,705
+HK$2,088/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,234/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,543
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,804
−HK$1,281/mo
Today · 4.125%
HK$43,085
baseline
▲ 0.50% · 4.625%
HK$45,707
+HK$2,622/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,170/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,103
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,313
−HK$1,227/mo
Today · 4.125%
HK$47,540
baseline
▲ 0.50% · 4.625%
HK$50,046
+HK$2,506/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,080/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,300
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,771
−HK$1,495/mo
Today · 4.125%
HK$50,266
baseline
▲ 0.50% · 4.625%
HK$53,324
+HK$3,058/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$100,532/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,621
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,032
−HK$1,431/mo
Today · 4.125%
HK$55,463
baseline
▲ 0.50% · 4.625%
HK$58,387
+HK$2,924/mo
Deposit HK$4.44M · loan HK$10.37M · min. income ≈ HK$110,926/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,814
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,706
−HK$1,922/mo
Today · 4.125%
HK$64,628
baseline
▲ 0.50% · 4.625%
HK$68,560
+HK$3,932/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$129,256/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,655
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,469
−HK$1,841/mo
Today · 4.125%
HK$71,310
baseline
▲ 0.50% · 4.625%
HK$75,069
+HK$3,759/mo
Deposit HK$1.48M · loan HK$13.33M · min. income ≈ HK$142,620/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,622 · Scale 2, in force from 26 Feb 2026)