LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,786
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,837
−HK$1,068/mo
Today · 4.125%
HK$35,905
baseline
▲ 0.50% · 4.625%
HK$38,089
+HK$2,184/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,810/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,586
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,595
−HK$1,022/mo
Today · 4.125%
HK$39,617
baseline
▲ 0.50% · 4.625%
HK$41,705
+HK$2,088/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,234/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,543
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,804
−HK$1,281/mo
Today · 4.125%
HK$43,085
baseline
▲ 0.50% · 4.625%
HK$45,707
+HK$2,622/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,170/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,104
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,313
−HK$1,228/mo
Today · 4.125%
HK$47,541
baseline
▲ 0.50% · 4.625%
HK$50,046
+HK$2,505/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,082/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,300
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,772
−HK$1,494/mo
Today · 4.125%
HK$50,266
baseline
▲ 0.50% · 4.625%
HK$53,325
+HK$3,059/mo
Deposit HK$4.45M · loan HK$10.37M · min. income ≈ HK$100,532/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,621
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,032
−HK$1,432/mo
Today · 4.125%
HK$55,464
baseline
▲ 0.50% · 4.625%
HK$58,388
+HK$2,924/mo
Deposit HK$4.45M · loan HK$10.37M · min. income ≈ HK$110,928/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,815
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,706
−HK$1,922/mo
Today · 4.125%
HK$64,628
baseline
▲ 0.50% · 4.625%
HK$68,561
+HK$3,933/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,256/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,656
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,470
−HK$1,841/mo
Today · 4.125%
HK$71,311
baseline
▲ 0.50% · 4.625%
HK$75,070
+HK$3,759/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,622/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,627 · Scale 2, in force from 26 Feb 2026)