LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,789
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,840
−HK$1,067/mo
Today · 4.125%
HK$35,907
baseline
▲ 0.50% · 4.625%
HK$38,092
+HK$2,185/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,814/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,589
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,598
−HK$1,022/mo
Today · 4.125%
HK$39,620
baseline
▲ 0.50% · 4.625%
HK$41,709
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,240/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$555,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,546
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,808
−HK$1,281/mo
Today · 4.125%
HK$43,089
baseline
▲ 0.50% · 4.625%
HK$45,711
+HK$2,622/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,178/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,107
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,317
−HK$1,227/mo
Today · 4.125%
HK$47,544
baseline
▲ 0.50% · 4.625%
HK$50,051
+HK$2,507/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,088/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,304
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,775
−HK$1,495/mo
Today · 4.125%
HK$50,270
baseline
▲ 0.50% · 4.625%
HK$53,329
+HK$3,059/mo
Deposit HK$4.45M · loan HK$10.37M · min. income ≈ HK$100,540/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,625
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,037
−HK$1,431/mo
Today · 4.125%
HK$55,468
baseline
▲ 0.50% · 4.625%
HK$58,392
+HK$2,924/mo
Deposit HK$4.45M · loan HK$10.37M · min. income ≈ HK$110,936/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,819
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,711
−HK$1,922/mo
Today · 4.125%
HK$64,633
baseline
▲ 0.50% · 4.625%
HK$68,566
+HK$3,933/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,266/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,661
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,476
−HK$1,841/mo
Today · 4.125%
HK$71,317
baseline
▲ 0.50% · 4.625%
HK$75,076
+HK$3,759/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,634/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,671 · Scale 2, in force from 26 Feb 2026)