LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,791
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,842
−HK$1,067/mo
Today · 4.125%
HK$35,909
baseline
▲ 0.50% · 4.625%
HK$38,095
+HK$2,186/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,818/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,592
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,600
−HK$1,023/mo
Today · 4.125%
HK$39,623
baseline
▲ 0.50% · 4.625%
HK$41,711
+HK$2,088/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,246/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,549
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,810
−HK$1,281/mo
Today · 4.125%
HK$43,091
baseline
▲ 0.50% · 4.625%
HK$45,713
+HK$2,622/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,182/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,110
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,320
−HK$1,227/mo
Today · 4.125%
HK$47,547
baseline
▲ 0.50% · 4.625%
HK$50,053
+HK$2,506/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,094/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,307
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,778
−HK$1,495/mo
Today · 4.125%
HK$50,273
baseline
▲ 0.50% · 4.625%
HK$53,332
+HK$3,059/mo
Deposit HK$4.45M · loan HK$10.37M · min. income ≈ HK$100,546/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,628
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,040
−HK$1,432/mo
Today · 4.125%
HK$55,472
baseline
▲ 0.50% · 4.625%
HK$58,396
+HK$2,924/mo
Deposit HK$4.45M · loan HK$10.37M · min. income ≈ HK$110,944/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,823
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,715
−HK$1,922/mo
Today · 4.125%
HK$64,637
baseline
▲ 0.50% · 4.625%
HK$68,570
+HK$3,933/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,274/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,665
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,480
−HK$1,841/mo
Today · 4.125%
HK$71,321
baseline
▲ 0.50% · 4.625%
HK$75,080
+HK$3,759/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,642/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,703 · Scale 2, in force from 26 Feb 2026)