LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,791
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,842
−HK$1,068/mo
Today · 4.125%
HK$35,910
baseline
▲ 0.50% · 4.625%
HK$38,095
+HK$2,185/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,820/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,592
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,600
−HK$1,023/mo
Today · 4.125%
HK$39,623
baseline
▲ 0.50% · 4.625%
HK$41,712
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,246/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,549
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,810
−HK$1,282/mo
Today · 4.125%
HK$43,092
baseline
▲ 0.50% · 4.625%
HK$45,714
+HK$2,622/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,184/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,111
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,320
−HK$1,228/mo
Today · 4.125%
HK$47,548
baseline
▲ 0.50% · 4.625%
HK$50,054
+HK$2,506/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,096/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,307
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,779
−HK$1,495/mo
Today · 4.125%
HK$50,274
baseline
▲ 0.50% · 4.625%
HK$53,333
+HK$3,059/mo
Deposit HK$4.45M · loan HK$10.37M · min. income ≈ HK$100,548/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,629
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,040
−HK$1,432/mo
Today · 4.125%
HK$55,472
baseline
▲ 0.50% · 4.625%
HK$58,396
+HK$2,924/mo
Deposit HK$4.45M · loan HK$10.37M · min. income ≈ HK$110,944/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,824
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,716
−HK$1,922/mo
Today · 4.125%
HK$64,638
baseline
▲ 0.50% · 4.625%
HK$68,571
+HK$3,933/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,276/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,666
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,481
−HK$1,841/mo
Today · 4.125%
HK$71,322
baseline
▲ 0.50% · 4.625%
HK$75,081
+HK$3,759/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,644/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,711 · Scale 2, in force from 26 Feb 2026)