LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,793
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,844
−HK$1,068/mo
Today · 4.125%
HK$35,912
baseline
▲ 0.50% · 4.625%
HK$38,097
+HK$2,185/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,824/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,594
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,603
−HK$1,022/mo
Today · 4.125%
HK$39,625
baseline
▲ 0.50% · 4.625%
HK$41,714
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,250/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,551
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,813
−HK$1,281/mo
Today · 4.125%
HK$43,094
baseline
▲ 0.50% · 4.625%
HK$45,717
+HK$2,623/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,188/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,113
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,323
−HK$1,227/mo
Today · 4.125%
HK$47,550
baseline
▲ 0.50% · 4.625%
HK$50,057
+HK$2,507/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,100/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,310
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,782
−HK$1,495/mo
Today · 4.125%
HK$50,277
baseline
▲ 0.50% · 4.625%
HK$53,336
+HK$3,059/mo
Deposit HK$4.45M · loan HK$10.37M · min. income ≈ HK$100,554/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,632
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,044
−HK$1,432/mo
Today · 4.125%
HK$55,476
baseline
▲ 0.50% · 4.625%
HK$58,400
+HK$2,924/mo
Deposit HK$4.45M · loan HK$10.37M · min. income ≈ HK$110,952/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,827
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,719
−HK$1,923/mo
Today · 4.125%
HK$64,642
baseline
▲ 0.50% · 4.625%
HK$68,575
+HK$3,933/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,284/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,670
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,485
−HK$1,841/mo
Today · 4.125%
HK$71,326
baseline
▲ 0.50% · 4.625%
HK$75,085
+HK$3,759/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,652/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,742 · Scale 2, in force from 26 Feb 2026)