LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,794
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,845
−HK$1,068/mo
Today · 4.125%
HK$35,913
baseline
▲ 0.50% · 4.625%
HK$38,098
+HK$2,185/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,826/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,595
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,604
−HK$1,023/mo
Today · 4.125%
HK$39,627
baseline
▲ 0.50% · 4.625%
HK$41,715
+HK$2,088/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,254/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,553
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,814
−HK$1,282/mo
Today · 4.125%
HK$43,096
baseline
▲ 0.50% · 4.625%
HK$45,718
+HK$2,622/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,192/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,115
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,324
−HK$1,228/mo
Today · 4.125%
HK$47,552
baseline
▲ 0.50% · 4.625%
HK$50,058
+HK$2,506/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,104/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,312
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,783
−HK$1,495/mo
Today · 4.125%
HK$50,278
baseline
▲ 0.50% · 4.625%
HK$53,338
+HK$3,060/mo
Deposit HK$4.45M · loan HK$10.37M · min. income ≈ HK$100,556/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,634
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,045
−HK$1,432/mo
Today · 4.125%
HK$55,477
baseline
▲ 0.50% · 4.625%
HK$58,402
+HK$2,925/mo
Deposit HK$4.45M · loan HK$10.37M · min. income ≈ HK$110,954/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,829
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,721
−HK$1,923/mo
Today · 4.125%
HK$64,644
baseline
▲ 0.50% · 4.625%
HK$68,577
+HK$3,933/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,288/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,672
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,487
−HK$1,841/mo
Today · 4.125%
HK$71,328
baseline
▲ 0.50% · 4.625%
HK$75,088
+HK$3,760/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,656/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,760 · Scale 2, in force from 26 Feb 2026)