LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,795
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,846
−HK$1,068/mo
Today · 4.125%
HK$35,914
baseline
▲ 0.50% · 4.625%
HK$38,100
+HK$2,186/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,828/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,597
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,605
−HK$1,023/mo
Today · 4.125%
HK$39,628
baseline
▲ 0.50% · 4.625%
HK$41,717
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,256/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,554
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,816
−HK$1,281/mo
Today · 4.125%
HK$43,097
baseline
▲ 0.50% · 4.625%
HK$45,719
+HK$2,622/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,194/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,116
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,326
−HK$1,227/mo
Today · 4.125%
HK$47,553
baseline
▲ 0.50% · 4.625%
HK$50,060
+HK$2,507/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,106/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,313
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,785
−HK$1,495/mo
Today · 4.125%
HK$50,280
baseline
▲ 0.50% · 4.625%
HK$53,339
+HK$3,059/mo
Deposit HK$4.45M · loan HK$10.37M · min. income ≈ HK$100,560/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,635
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,047
−HK$1,432/mo
Today · 4.125%
HK$55,479
baseline
▲ 0.50% · 4.625%
HK$58,403
+HK$2,924/mo
Deposit HK$4.45M · loan HK$10.37M · min. income ≈ HK$110,958/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,831
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,723
−HK$1,923/mo
Today · 4.125%
HK$64,646
baseline
▲ 0.50% · 4.625%
HK$68,579
+HK$3,933/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,292/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,674
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,489
−HK$1,841/mo
Today · 4.125%
HK$71,330
baseline
▲ 0.50% · 4.625%
HK$75,090
+HK$3,760/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,660/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,777 · Scale 2, in force from 26 Feb 2026)