LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,797
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,849
−HK$1,068/mo
Today · 4.125%
HK$35,917
baseline
▲ 0.50% · 4.625%
HK$38,102
+HK$2,185/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,834/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,599
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,608
−HK$1,023/mo
Today · 4.125%
HK$39,631
baseline
▲ 0.50% · 4.625%
HK$41,719
+HK$2,088/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,262/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,557
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,818
−HK$1,282/mo
Today · 4.125%
HK$43,100
baseline
▲ 0.50% · 4.625%
HK$45,723
+HK$2,623/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,200/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,119
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,329
−HK$1,228/mo
Today · 4.125%
HK$47,557
baseline
▲ 0.50% · 4.625%
HK$50,063
+HK$2,506/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,114/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,316
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,788
−HK$1,495/mo
Today · 4.125%
HK$50,283
baseline
▲ 0.50% · 4.625%
HK$53,343
+HK$3,060/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,566/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,639
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,051
−HK$1,432/mo
Today · 4.125%
HK$55,483
baseline
▲ 0.50% · 4.625%
HK$58,407
+HK$2,924/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$110,966/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,835
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,727
−HK$1,923/mo
Today · 4.125%
HK$64,650
baseline
▲ 0.50% · 4.625%
HK$68,584
+HK$3,934/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,300/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,678
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,494
−HK$1,841/mo
Today · 4.125%
HK$71,335
baseline
▲ 0.50% · 4.625%
HK$75,095
+HK$3,760/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,670/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,814 · Scale 2, in force from 26 Feb 2026)