LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,798
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,849
−HK$1,068/mo
Today · 4.125%
HK$35,917
baseline
▲ 0.50% · 4.625%
HK$38,103
+HK$2,186/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,834/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,600
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,608
−HK$1,023/mo
Today · 4.125%
HK$39,631
baseline
▲ 0.50% · 4.625%
HK$41,720
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,262/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,557
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,819
−HK$1,282/mo
Today · 4.125%
HK$43,101
baseline
▲ 0.50% · 4.625%
HK$45,723
+HK$2,622/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,202/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,120
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,330
−HK$1,227/mo
Today · 4.125%
HK$47,557
baseline
▲ 0.50% · 4.625%
HK$50,064
+HK$2,507/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,114/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,317
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,789
−HK$1,495/mo
Today · 4.125%
HK$50,284
baseline
▲ 0.50% · 4.625%
HK$53,344
+HK$3,060/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,568/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,640
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,051
−HK$1,432/mo
Today · 4.125%
HK$55,483
baseline
▲ 0.50% · 4.625%
HK$58,408
+HK$2,925/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$110,966/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,836
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,728
−HK$1,923/mo
Today · 4.125%
HK$64,651
baseline
▲ 0.50% · 4.625%
HK$68,585
+HK$3,934/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,302/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,679
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,494
−HK$1,842/mo
Today · 4.125%
HK$71,336
baseline
▲ 0.50% · 4.625%
HK$75,096
+HK$3,760/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,672/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,822 · Scale 2, in force from 26 Feb 2026)