LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,798
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,849
−HK$1,069/mo
Today · 4.125%
HK$35,918
baseline
▲ 0.50% · 4.625%
HK$38,103
+HK$2,185/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,836/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,600
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,609
−HK$1,023/mo
Today · 4.125%
HK$39,632
baseline
▲ 0.50% · 4.625%
HK$41,721
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,264/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,558
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,819
−HK$1,282/mo
Today · 4.125%
HK$43,101
baseline
▲ 0.50% · 4.625%
HK$45,724
+HK$2,623/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,202/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,120
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,330
−HK$1,228/mo
Today · 4.125%
HK$47,558
baseline
▲ 0.50% · 4.625%
HK$50,065
+HK$2,507/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,116/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$555,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,317
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,789
−HK$1,496/mo
Today · 4.125%
HK$50,285
baseline
▲ 0.50% · 4.625%
HK$53,344
+HK$3,059/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,570/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,640
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,052
−HK$1,432/mo
Today · 4.125%
HK$55,484
baseline
▲ 0.50% · 4.625%
HK$58,409
+HK$2,925/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$110,968/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,837
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,729
−HK$1,923/mo
Today · 4.125%
HK$64,652
baseline
▲ 0.50% · 4.625%
HK$68,586
+HK$3,934/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,304/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,680
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,495
−HK$1,842/mo
Today · 4.125%
HK$71,337
baseline
▲ 0.50% · 4.625%
HK$75,097
+HK$3,760/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,674/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,828 · Scale 2, in force from 26 Feb 2026)