LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,801
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,852
−HK$1,068/mo
Today · 4.125%
HK$35,920
baseline
▲ 0.50% · 4.625%
HK$38,106
+HK$2,186/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,840/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,603
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,611
−HK$1,024/mo
Today · 4.125%
HK$39,635
baseline
▲ 0.50% · 4.625%
HK$41,724
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,270/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,561
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,823
−HK$1,281/mo
Today · 4.125%
HK$43,104
baseline
▲ 0.50% · 4.625%
HK$45,727
+HK$2,623/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,208/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$555,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,124
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,334
−HK$1,227/mo
Today · 4.125%
HK$47,561
baseline
▲ 0.50% · 4.625%
HK$50,068
+HK$2,507/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,122/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$555,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,321
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,793
−HK$1,495/mo
Today · 4.125%
HK$50,288
baseline
▲ 0.50% · 4.625%
HK$53,348
+HK$3,060/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,576/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,644
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,056
−HK$1,432/mo
Today · 4.125%
HK$55,488
baseline
▲ 0.50% · 4.625%
HK$58,413
+HK$2,925/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$110,976/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,841
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,734
−HK$1,923/mo
Today · 4.125%
HK$64,657
baseline
▲ 0.50% · 4.625%
HK$68,591
+HK$3,934/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,314/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,685
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,501
−HK$1,841/mo
Today · 4.125%
HK$71,342
baseline
▲ 0.50% · 4.625%
HK$75,103
+HK$3,761/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,684/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,871 · Scale 2, in force from 26 Feb 2026)