LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,801
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,852
−HK$1,069/mo
Today · 4.125%
HK$35,921
baseline
▲ 0.50% · 4.625%
HK$38,106
+HK$2,185/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,842/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,603
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,612
−HK$1,023/mo
Today · 4.125%
HK$39,635
baseline
▲ 0.50% · 4.625%
HK$41,724
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,270/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,561
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,823
−HK$1,282/mo
Today · 4.125%
HK$43,105
baseline
▲ 0.50% · 4.625%
HK$45,728
+HK$2,623/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,210/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$555,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,124
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,334
−HK$1,228/mo
Today · 4.125%
HK$47,562
baseline
▲ 0.50% · 4.625%
HK$50,069
+HK$2,507/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,124/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$555,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,321
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,793
−HK$1,496/mo
Today · 4.125%
HK$50,289
baseline
▲ 0.50% · 4.625%
HK$53,349
+HK$3,060/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,578/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,645
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,056
−HK$1,433/mo
Today · 4.125%
HK$55,489
baseline
▲ 0.50% · 4.625%
HK$58,414
+HK$2,925/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$110,978/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,842
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,734
−HK$1,923/mo
Today · 4.125%
HK$64,657
baseline
▲ 0.50% · 4.625%
HK$68,591
+HK$3,934/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,314/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,686
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,501
−HK$1,842/mo
Today · 4.125%
HK$71,343
baseline
▲ 0.50% · 4.625%
HK$75,103
+HK$3,760/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,686/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,876 · Scale 2, in force from 26 Feb 2026)