LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,802
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,854
−HK$1,068/mo
Today · 4.125%
HK$35,922
baseline
▲ 0.50% · 4.625%
HK$38,108
+HK$2,186/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,844/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,605
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,613
−HK$1,024/mo
Today · 4.125%
HK$39,637
baseline
▲ 0.50% · 4.625%
HK$41,726
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,274/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,563
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,825
−HK$1,282/mo
Today · 4.125%
HK$43,107
baseline
▲ 0.50% · 4.625%
HK$45,730
+HK$2,623/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,214/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$555,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,126
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,336
−HK$1,228/mo
Today · 4.125%
HK$47,564
baseline
▲ 0.50% · 4.625%
HK$50,071
+HK$2,507/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,128/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$555,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,323
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,795
−HK$1,496/mo
Today · 4.125%
HK$50,291
baseline
▲ 0.50% · 4.625%
HK$53,351
+HK$3,060/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,582/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,647
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,059
−HK$1,432/mo
Today · 4.125%
HK$55,491
baseline
▲ 0.50% · 4.625%
HK$58,416
+HK$2,925/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$110,982/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,844
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,737
−HK$1,923/mo
Today · 4.125%
HK$64,660
baseline
▲ 0.50% · 4.625%
HK$68,594
+HK$3,934/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,320/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,689
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,504
−HK$1,842/mo
Today · 4.125%
HK$71,346
baseline
▲ 0.50% · 4.625%
HK$75,107
+HK$3,761/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,692/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,899 · Scale 2, in force from 26 Feb 2026)