LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,803
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,854
−HK$1,068/mo
Today · 4.125%
HK$35,922
baseline
▲ 0.50% · 4.625%
HK$38,108
+HK$2,186/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,844/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,605
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,614
−HK$1,023/mo
Today · 4.125%
HK$39,637
baseline
▲ 0.50% · 4.625%
HK$41,726
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,274/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,563
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,825
−HK$1,282/mo
Today · 4.125%
HK$43,107
baseline
▲ 0.50% · 4.625%
HK$45,730
+HK$2,623/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,214/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$555,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,126
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,336
−HK$1,228/mo
Today · 4.125%
HK$47,564
baseline
▲ 0.50% · 4.625%
HK$50,071
+HK$2,507/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,128/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$555,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,324
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,796
−HK$1,495/mo
Today · 4.125%
HK$50,291
baseline
▲ 0.50% · 4.625%
HK$53,352
+HK$3,061/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,582/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,647
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,059
−HK$1,433/mo
Today · 4.125%
HK$55,492
baseline
▲ 0.50% · 4.625%
HK$58,417
+HK$2,925/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$110,984/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,845
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,738
−HK$1,922/mo
Today · 4.125%
HK$64,660
baseline
▲ 0.50% · 4.625%
HK$68,595
+HK$3,935/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,320/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,689
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,505
−HK$1,841/mo
Today · 4.125%
HK$71,346
baseline
▲ 0.50% · 4.625%
HK$75,107
+HK$3,761/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,692/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,904 · Scale 2, in force from 26 Feb 2026)