LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,804
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,855
−HK$1,069/mo
Today · 4.125%
HK$35,924
baseline
▲ 0.50% · 4.625%
HK$38,110
+HK$2,186/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,848/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,607
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,615
−HK$1,023/mo
Today · 4.125%
HK$39,638
baseline
▲ 0.50% · 4.625%
HK$41,728
+HK$2,090/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,276/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,565
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,827
−HK$1,282/mo
Today · 4.125%
HK$43,109
baseline
▲ 0.50% · 4.625%
HK$45,732
+HK$2,623/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$86,218/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$555,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,128
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,338
−HK$1,228/mo
Today · 4.125%
HK$47,566
baseline
▲ 0.50% · 4.625%
HK$50,073
+HK$2,507/mo
Deposit HK$5.93M · loan HK$8.89M · min. income ≈ HK$95,132/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$555,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,326
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,798
−HK$1,495/mo
Today · 4.125%
HK$50,293
baseline
▲ 0.50% · 4.625%
HK$53,353
+HK$3,060/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,586/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,649
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,061
−HK$1,433/mo
Today · 4.125%
HK$55,494
baseline
▲ 0.50% · 4.625%
HK$58,419
+HK$2,925/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$110,988/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,847
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,740
−HK$1,923/mo
Today · 4.125%
HK$64,663
baseline
▲ 0.50% · 4.625%
HK$68,597
+HK$3,934/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,326/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,692
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,507
−HK$1,842/mo
Today · 4.125%
HK$71,349
baseline
▲ 0.50% · 4.625%
HK$75,110
+HK$3,761/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,698/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,924 · Scale 2, in force from 26 Feb 2026)