LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,805
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,857
−HK$1,068/mo
Today · 4.125%
HK$35,925
baseline
▲ 0.50% · 4.625%
HK$38,111
+HK$2,186/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,850/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,608
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,616
−HK$1,024/mo
Today · 4.125%
HK$39,640
baseline
▲ 0.50% · 4.625%
HK$41,729
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,280/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,566
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,828
−HK$1,282/mo
Today · 4.125%
HK$43,110
baseline
▲ 0.50% · 4.625%
HK$45,733
+HK$2,623/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,220/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$555,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,129
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,340
−HK$1,227/mo
Today · 4.125%
HK$47,567
baseline
▲ 0.50% · 4.625%
HK$50,075
+HK$2,508/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,134/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$555,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,327
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,799
−HK$1,496/mo
Today · 4.125%
HK$50,295
baseline
▲ 0.50% · 4.625%
HK$53,355
+HK$3,060/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,590/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,651
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,063
−HK$1,432/mo
Today · 4.125%
HK$55,495
baseline
▲ 0.50% · 4.625%
HK$58,421
+HK$2,926/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$110,990/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,849
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,742
−HK$1,923/mo
Today · 4.125%
HK$64,665
baseline
▲ 0.50% · 4.625%
HK$68,599
+HK$3,934/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,330/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,694
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,509
−HK$1,842/mo
Today · 4.125%
HK$71,351
baseline
▲ 0.50% · 4.625%
HK$75,112
+HK$3,761/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,702/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,941 · Scale 2, in force from 26 Feb 2026)