LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,805
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,857
−HK$1,068/mo
Today · 4.125%
HK$35,925
baseline
▲ 0.50% · 4.625%
HK$38,111
+HK$2,186/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,850/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,608
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,617
−HK$1,023/mo
Today · 4.125%
HK$39,640
baseline
▲ 0.50% · 4.625%
HK$41,730
+HK$2,090/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,280/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$555,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,566
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,828
−HK$1,282/mo
Today · 4.125%
HK$43,110
baseline
▲ 0.50% · 4.625%
HK$45,734
+HK$2,624/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,220/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$555,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,130
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,340
−HK$1,228/mo
Today · 4.125%
HK$47,568
baseline
▲ 0.50% · 4.625%
HK$50,075
+HK$2,507/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,136/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$555,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,328
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,800
−HK$1,495/mo
Today · 4.125%
HK$50,295
baseline
▲ 0.50% · 4.625%
HK$53,356
+HK$3,061/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,590/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,651
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,064
−HK$1,432/mo
Today · 4.125%
HK$55,496
baseline
▲ 0.50% · 4.625%
HK$58,421
+HK$2,925/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$110,992/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$555,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,850
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,743
−HK$1,923/mo
Today · 4.125%
HK$64,666
baseline
▲ 0.50% · 4.625%
HK$68,600
+HK$3,934/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,332/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,695
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,510
−HK$1,842/mo
Today · 4.125%
HK$71,352
baseline
▲ 0.50% · 4.625%
HK$75,113
+HK$3,761/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,704/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$555,948 · Scale 2, in force from 26 Feb 2026)