LTV · monthly repayment
▼ 0.50% · 3.625%
HK$338,074
−HK$21,201/mo
▼ 0.25% · 3.875%
HK$348,590
−HK$10,685/mo
Today · 4.125%
HK$359,275
baseline
▲ 0.50% · 4.625%
HK$381,136
+HK$21,861/mo
Deposit HK$74.13M · loan HK$74.13M · min. income ≈ HK$718,550/mo (50% DSR)
Upfront cash ≈ HK$83.77M (deposit + AVD stamp duty HK$9,637,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,104
−HK$20,320/mo
▼ 0.25% · 3.875%
HK$386,191
−HK$10,233/mo
Today · 4.125%
HK$396,424
baseline
▲ 0.50% · 4.625%
HK$417,320
+HK$20,896/mo
Deposit HK$74.13M · loan HK$74.13M · min. income ≈ HK$792,848/mo (50% DSR)
Upfront cash ≈ HK$83.77M (deposit + AVD stamp duty HK$9,637,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$405,689
−HK$25,441/mo
▼ 0.25% · 3.875%
HK$418,308
−HK$12,822/mo
Today · 4.125%
HK$431,130
baseline
▲ 0.50% · 4.625%
HK$457,363
+HK$26,233/mo
Deposit HK$59.30M · loan HK$88.96M · min. income ≈ HK$862,260/mo (50% DSR)
Upfront cash ≈ HK$68.94M (deposit + AVD stamp duty HK$9,637,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$451,325
−HK$24,384/mo
▼ 0.25% · 3.875%
HK$463,429
−HK$12,280/mo
Today · 4.125%
HK$475,709
baseline
▲ 0.50% · 4.625%
HK$500,784
+HK$25,075/mo
Deposit HK$59.30M · loan HK$88.96M · min. income ≈ HK$951,418/mo (50% DSR)
Upfront cash ≈ HK$68.94M (deposit + AVD stamp duty HK$9,637,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$473,304
−HK$29,680/mo
▼ 0.25% · 3.875%
HK$488,027
−HK$14,957/mo
Today · 4.125%
HK$502,984
baseline
▲ 0.50% · 4.625%
HK$533,590
+HK$30,606/mo
Deposit HK$44.48M · loan HK$103.78M · min. income ≈ HK$1,005,968/mo (50% DSR)
Upfront cash ≈ HK$54.12M (deposit + AVD stamp duty HK$9,637,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$526,546
−HK$28,448/mo
▼ 0.25% · 3.875%
HK$540,668
−HK$14,326/mo
Today · 4.125%
HK$554,994
baseline
▲ 0.50% · 4.625%
HK$584,248
+HK$29,254/mo
Deposit HK$44.48M · loan HK$103.78M · min. income ≈ HK$1,109,988/mo (50% DSR)
Upfront cash ≈ HK$54.12M (deposit + AVD stamp duty HK$9,637,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$608,534
−HK$38,160/mo
▼ 0.25% · 3.875%
HK$627,463
−HK$19,231/mo
Today · 4.125%
HK$646,694
baseline
▲ 0.50% · 4.625%
HK$686,044
+HK$39,350/mo
Deposit HK$14.83M · loan HK$133.44M · min. income ≈ HK$1,293,388/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$9,637,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$676,988
−HK$36,575/mo
▼ 0.25% · 3.875%
HK$695,144
−HK$18,419/mo
Today · 4.125%
HK$713,563
baseline
▲ 0.50% · 4.625%
HK$751,176
+HK$37,613/mo
Deposit HK$14.83M · loan HK$133.44M · min. income ≈ HK$1,427,126/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$9,637,001 · Scale 2, in force from 26 Feb 2026)