LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,809
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,860
−HK$1,069/mo
Today · 4.125%
HK$35,929
baseline
▲ 0.50% · 4.625%
HK$38,115
+HK$2,186/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,858/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,612
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,620
−HK$1,024/mo
Today · 4.125%
HK$39,644
baseline
▲ 0.50% · 4.625%
HK$41,733
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,288/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,570
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,832
−HK$1,282/mo
Today · 4.125%
HK$43,114
baseline
▲ 0.50% · 4.625%
HK$45,738
+HK$2,624/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,228/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,134
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,345
−HK$1,228/mo
Today · 4.125%
HK$47,573
baseline
▲ 0.50% · 4.625%
HK$50,080
+HK$2,507/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,146/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,332
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,804
−HK$1,496/mo
Today · 4.125%
HK$50,300
baseline
▲ 0.50% · 4.625%
HK$53,361
+HK$3,061/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,600/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$556,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,656
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,069
−HK$1,432/mo
Today · 4.125%
HK$55,501
baseline
▲ 0.50% · 4.625%
HK$58,427
+HK$2,926/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,002/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$556,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,856
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,748
−HK$1,924/mo
Today · 4.125%
HK$64,672
baseline
▲ 0.50% · 4.625%
HK$68,607
+HK$3,935/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,344/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,701
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,517
−HK$1,842/mo
Today · 4.125%
HK$71,359
baseline
▲ 0.50% · 4.625%
HK$75,120
+HK$3,761/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,718/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,001 · Scale 2, in force from 26 Feb 2026)