LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,809
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,861
−HK$1,068/mo
Today · 4.125%
HK$35,929
baseline
▲ 0.50% · 4.625%
HK$38,115
+HK$2,186/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,858/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,612
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,621
−HK$1,023/mo
Today · 4.125%
HK$39,644
baseline
▲ 0.50% · 4.625%
HK$41,734
+HK$2,090/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,288/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,571
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,833
−HK$1,282/mo
Today · 4.125%
HK$43,115
baseline
▲ 0.50% · 4.625%
HK$45,738
+HK$2,623/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,230/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,134
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,345
−HK$1,228/mo
Today · 4.125%
HK$47,573
baseline
▲ 0.50% · 4.625%
HK$50,081
+HK$2,508/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,146/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,332
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,805
−HK$1,496/mo
Today · 4.125%
HK$50,301
baseline
▲ 0.50% · 4.625%
HK$53,361
+HK$3,060/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,602/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$556,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,657
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,069
−HK$1,433/mo
Today · 4.125%
HK$55,502
baseline
▲ 0.50% · 4.625%
HK$58,427
+HK$2,925/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,004/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$556,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,856
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,749
−HK$1,923/mo
Today · 4.125%
HK$64,672
baseline
▲ 0.50% · 4.625%
HK$68,607
+HK$3,935/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,344/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,702
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,517
−HK$1,842/mo
Today · 4.125%
HK$71,359
baseline
▲ 0.50% · 4.625%
HK$75,121
+HK$3,762/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,718/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,005 · Scale 2, in force from 26 Feb 2026)