LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,811
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,862
−HK$1,069/mo
Today · 4.125%
HK$35,931
baseline
▲ 0.50% · 4.625%
HK$38,117
+HK$2,186/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,862/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,614
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,623
−HK$1,023/mo
Today · 4.125%
HK$39,646
baseline
▲ 0.50% · 4.625%
HK$41,736
+HK$2,090/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,292/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,573
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,835
−HK$1,282/mo
Today · 4.125%
HK$43,117
baseline
▲ 0.50% · 4.625%
HK$45,741
+HK$2,624/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,234/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,137
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,348
−HK$1,228/mo
Today · 4.125%
HK$47,576
baseline
▲ 0.50% · 4.625%
HK$50,083
+HK$2,507/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,152/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,335
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,807
−HK$1,496/mo
Today · 4.125%
HK$50,303
baseline
▲ 0.50% · 4.625%
HK$53,364
+HK$3,061/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,606/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$556,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,660
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,072
−HK$1,433/mo
Today · 4.125%
HK$55,505
baseline
▲ 0.50% · 4.625%
HK$58,431
+HK$2,926/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,010/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$556,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,859
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,752
−HK$1,924/mo
Today · 4.125%
HK$64,676
baseline
▲ 0.50% · 4.625%
HK$68,611
+HK$3,935/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,352/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,705
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,521
−HK$1,842/mo
Today · 4.125%
HK$71,363
baseline
▲ 0.50% · 4.625%
HK$75,125
+HK$3,762/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,726/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,036 · Scale 2, in force from 26 Feb 2026)