LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,811
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,863
−HK$1,068/mo
Today · 4.125%
HK$35,931
baseline
▲ 0.50% · 4.625%
HK$38,118
+HK$2,187/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,862/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,614
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,623
−HK$1,024/mo
Today · 4.125%
HK$39,647
baseline
▲ 0.50% · 4.625%
HK$41,736
+HK$2,089/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,294/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,573
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,835
−HK$1,283/mo
Today · 4.125%
HK$43,118
baseline
▲ 0.50% · 4.625%
HK$45,741
+HK$2,623/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,236/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,137
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,348
−HK$1,228/mo
Today · 4.125%
HK$47,576
baseline
▲ 0.50% · 4.625%
HK$50,084
+HK$2,508/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,152/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,335
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,808
−HK$1,496/mo
Today · 4.125%
HK$50,304
baseline
▲ 0.50% · 4.625%
HK$53,365
+HK$3,061/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,608/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$556,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,660
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,073
−HK$1,432/mo
Today · 4.125%
HK$55,505
baseline
▲ 0.50% · 4.625%
HK$58,431
+HK$2,926/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,010/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$556,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,860
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,753
−HK$1,923/mo
Today · 4.125%
HK$64,676
baseline
▲ 0.50% · 4.625%
HK$68,612
+HK$3,936/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$129,352/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,706
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,522
−HK$1,842/mo
Today · 4.125%
HK$71,364
baseline
▲ 0.50% · 4.625%
HK$75,126
+HK$3,762/mo
Deposit HK$1.48M · loan HK$13.34M · min. income ≈ HK$142,728/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,040 · Scale 2, in force from 26 Feb 2026)