LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,814
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,866
−HK$1,068/mo
Today · 4.125%
HK$35,934
baseline
▲ 0.50% · 4.625%
HK$38,121
+HK$2,187/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,868/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,618
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,626
−HK$1,024/mo
Today · 4.125%
HK$39,650
baseline
▲ 0.50% · 4.625%
HK$41,740
+HK$2,090/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,300/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,577
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,839
−HK$1,282/mo
Today · 4.125%
HK$43,121
baseline
▲ 0.50% · 4.625%
HK$45,745
+HK$2,624/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,242/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,141
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,352
−HK$1,228/mo
Today · 4.125%
HK$47,580
baseline
▲ 0.50% · 4.625%
HK$50,088
+HK$2,508/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,160/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,339
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,812
−HK$1,496/mo
Today · 4.125%
HK$50,308
baseline
▲ 0.50% · 4.625%
HK$53,369
+HK$3,061/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,616/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$556,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,665
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,077
−HK$1,433/mo
Today · 4.125%
HK$55,510
baseline
▲ 0.50% · 4.625%
HK$58,436
+HK$2,926/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,020/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$556,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,865
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,758
−HK$1,924/mo
Today · 4.125%
HK$64,682
baseline
▲ 0.50% · 4.625%
HK$68,617
+HK$3,935/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,364/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,712
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,528
−HK$1,842/mo
Today · 4.125%
HK$71,370
baseline
▲ 0.50% · 4.625%
HK$75,132
+HK$3,762/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,740/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,086 · Scale 2, in force from 26 Feb 2026)