LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,814
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,866
−HK$1,069/mo
Today · 4.125%
HK$35,935
baseline
▲ 0.50% · 4.625%
HK$38,121
+HK$2,186/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,870/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,618
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,627
−HK$1,024/mo
Today · 4.125%
HK$39,651
baseline
▲ 0.50% · 4.625%
HK$41,741
+HK$2,090/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,302/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,577
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,839
−HK$1,283/mo
Today · 4.125%
HK$43,122
baseline
▲ 0.50% · 4.625%
HK$45,746
+HK$2,624/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,244/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,142
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,352
−HK$1,229/mo
Today · 4.125%
HK$47,581
baseline
▲ 0.50% · 4.625%
HK$50,089
+HK$2,508/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,162/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,340
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,813
−HK$1,496/mo
Today · 4.125%
HK$50,309
baseline
▲ 0.50% · 4.625%
HK$53,370
+HK$3,061/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,618/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$556,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,665
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,078
−HK$1,433/mo
Today · 4.125%
HK$55,511
baseline
▲ 0.50% · 4.625%
HK$58,437
+HK$2,926/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,022/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$556,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,866
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,759
−HK$1,924/mo
Today · 4.125%
HK$64,683
baseline
▲ 0.50% · 4.625%
HK$68,618
+HK$3,935/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,366/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,713
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,529
−HK$1,842/mo
Today · 4.125%
HK$71,371
baseline
▲ 0.50% · 4.625%
HK$75,133
+HK$3,762/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,742/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,095 · Scale 2, in force from 26 Feb 2026)