LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,816
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,867
−HK$1,069/mo
Today · 4.125%
HK$35,936
baseline
▲ 0.50% · 4.625%
HK$38,123
+HK$2,187/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$71,872/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,620
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,628
−HK$1,024/mo
Today · 4.125%
HK$39,652
baseline
▲ 0.50% · 4.625%
HK$41,742
+HK$2,090/mo
Deposit HK$7.41M · loan HK$7.41M · min. income ≈ HK$79,304/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,579
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,841
−HK$1,282/mo
Today · 4.125%
HK$43,123
baseline
▲ 0.50% · 4.625%
HK$45,747
+HK$2,624/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,246/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,143
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,354
−HK$1,228/mo
Today · 4.125%
HK$47,582
baseline
▲ 0.50% · 4.625%
HK$50,091
+HK$2,509/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,164/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,342
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,814
−HK$1,497/mo
Today · 4.125%
HK$50,311
baseline
▲ 0.50% · 4.625%
HK$53,372
+HK$3,061/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,622/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,667
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,080
−HK$1,433/mo
Today · 4.125%
HK$55,513
baseline
▲ 0.50% · 4.625%
HK$58,439
+HK$2,926/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,026/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,868
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,761
−HK$1,924/mo
Today · 4.125%
HK$64,685
baseline
▲ 0.50% · 4.625%
HK$68,621
+HK$3,936/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,370/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,715
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,531
−HK$1,843/mo
Today · 4.125%
HK$71,374
baseline
▲ 0.50% · 4.625%
HK$75,136
+HK$3,762/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,748/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,116 · Scale 2, in force from 26 Feb 2026)