LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,818
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,870
−HK$1,069/mo
Today · 4.125%
HK$35,939
baseline
▲ 0.50% · 4.625%
HK$38,126
+HK$2,187/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,878/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,623
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,632
−HK$1,023/mo
Today · 4.125%
HK$39,655
baseline
▲ 0.50% · 4.625%
HK$41,746
+HK$2,091/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,310/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,582
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,844
−HK$1,283/mo
Today · 4.125%
HK$43,127
baseline
▲ 0.50% · 4.625%
HK$45,751
+HK$2,624/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,254/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,147
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,358
−HK$1,228/mo
Today · 4.125%
HK$47,586
baseline
▲ 0.50% · 4.625%
HK$50,095
+HK$2,509/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,172/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,346
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,818
−HK$1,497/mo
Today · 4.125%
HK$50,315
baseline
▲ 0.50% · 4.625%
HK$53,376
+HK$3,061/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,630/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,672
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,084
−HK$1,433/mo
Today · 4.125%
HK$55,517
baseline
▲ 0.50% · 4.625%
HK$58,444
+HK$2,927/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,034/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,873
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,767
−HK$1,923/mo
Today · 4.125%
HK$64,690
baseline
▲ 0.50% · 4.625%
HK$68,627
+HK$3,937/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,380/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,721
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,537
−HK$1,842/mo
Today · 4.125%
HK$71,379
baseline
▲ 0.50% · 4.625%
HK$75,142
+HK$3,763/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,758/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,162 · Scale 2, in force from 26 Feb 2026)