LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,819
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,871
−HK$1,068/mo
Today · 4.125%
HK$35,939
baseline
▲ 0.50% · 4.625%
HK$38,126
+HK$2,187/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,878/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,623
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,632
−HK$1,024/mo
Today · 4.125%
HK$39,656
baseline
▲ 0.50% · 4.625%
HK$41,746
+HK$2,090/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,312/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,582
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,845
−HK$1,282/mo
Today · 4.125%
HK$43,127
baseline
▲ 0.50% · 4.625%
HK$45,752
+HK$2,625/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,254/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,148
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,358
−HK$1,229/mo
Today · 4.125%
HK$47,587
baseline
▲ 0.50% · 4.625%
HK$50,095
+HK$2,508/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,174/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,346
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,819
−HK$1,496/mo
Today · 4.125%
HK$50,315
baseline
▲ 0.50% · 4.625%
HK$53,377
+HK$3,062/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,630/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,672
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,085
−HK$1,433/mo
Today · 4.125%
HK$55,518
baseline
▲ 0.50% · 4.625%
HK$58,444
+HK$2,926/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,036/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,874
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,767
−HK$1,924/mo
Today · 4.125%
HK$64,691
baseline
▲ 0.50% · 4.625%
HK$68,627
+HK$3,936/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,382/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,721
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,538
−HK$1,842/mo
Today · 4.125%
HK$71,380
baseline
▲ 0.50% · 4.625%
HK$75,143
+HK$3,763/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,760/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,167 · Scale 2, in force from 26 Feb 2026)