LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,820
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,872
−HK$1,069/mo
Today · 4.125%
HK$35,941
baseline
▲ 0.50% · 4.625%
HK$38,127
+HK$2,186/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,882/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,624
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,633
−HK$1,024/mo
Today · 4.125%
HK$39,657
baseline
▲ 0.50% · 4.625%
HK$41,747
+HK$2,090/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,314/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,584
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,846
−HK$1,283/mo
Today · 4.125%
HK$43,129
baseline
▲ 0.50% · 4.625%
HK$45,753
+HK$2,624/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,258/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,149
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,360
−HK$1,228/mo
Today · 4.125%
HK$47,588
baseline
▲ 0.50% · 4.625%
HK$50,097
+HK$2,509/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,176/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,348
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,820
−HK$1,497/mo
Today · 4.125%
HK$50,317
baseline
▲ 0.50% · 4.625%
HK$53,378
+HK$3,061/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,634/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,674
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,086
−HK$1,434/mo
Today · 4.125%
HK$55,520
baseline
▲ 0.50% · 4.625%
HK$58,446
+HK$2,926/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,040/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,876
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,769
−HK$1,924/mo
Today · 4.125%
HK$64,693
baseline
▲ 0.50% · 4.625%
HK$68,629
+HK$3,936/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,386/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,723
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,540
−HK$1,842/mo
Today · 4.125%
HK$71,382
baseline
▲ 0.50% · 4.625%
HK$75,145
+HK$3,763/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,764/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,184 · Scale 2, in force from 26 Feb 2026)