LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,822
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,874
−HK$1,069/mo
Today · 4.125%
HK$35,943
baseline
▲ 0.50% · 4.625%
HK$38,130
+HK$2,187/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,886/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,626
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,635
−HK$1,024/mo
Today · 4.125%
HK$39,659
baseline
▲ 0.50% · 4.625%
HK$41,750
+HK$2,091/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,318/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,586
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,848
−HK$1,283/mo
Today · 4.125%
HK$43,131
baseline
▲ 0.50% · 4.625%
HK$45,756
+HK$2,625/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,262/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,152
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,362
−HK$1,229/mo
Today · 4.125%
HK$47,591
baseline
▲ 0.50% · 4.625%
HK$50,100
+HK$2,509/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,182/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,350
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,823
−HK$1,497/mo
Today · 4.125%
HK$50,320
baseline
▲ 0.50% · 4.625%
HK$53,381
+HK$3,061/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,640/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,677
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,090
−HK$1,433/mo
Today · 4.125%
HK$55,523
baseline
▲ 0.50% · 4.625%
HK$58,449
+HK$2,926/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,046/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,879
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,773
−HK$1,924/mo
Today · 4.125%
HK$64,697
baseline
▲ 0.50% · 4.625%
HK$68,633
+HK$3,936/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,394/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,727
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,544
−HK$1,842/mo
Today · 4.125%
HK$71,386
baseline
▲ 0.50% · 4.625%
HK$75,149
+HK$3,763/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,772/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,216 · Scale 2, in force from 26 Feb 2026)