LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,822
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,874
−HK$1,069/mo
Today · 4.125%
HK$35,943
baseline
▲ 0.50% · 4.625%
HK$38,130
+HK$2,187/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,886/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,627
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,636
−HK$1,024/mo
Today · 4.125%
HK$39,660
baseline
▲ 0.50% · 4.625%
HK$41,750
+HK$2,090/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,320/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,587
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,849
−HK$1,283/mo
Today · 4.125%
HK$43,132
baseline
▲ 0.50% · 4.625%
HK$45,756
+HK$2,624/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,264/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,152
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,363
−HK$1,229/mo
Today · 4.125%
HK$47,592
baseline
▲ 0.50% · 4.625%
HK$50,100
+HK$2,508/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,184/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,351
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,824
−HK$1,497/mo
Today · 4.125%
HK$50,321
baseline
▲ 0.50% · 4.625%
HK$53,382
+HK$3,061/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,642/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,678
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,091
−HK$1,433/mo
Today · 4.125%
HK$55,524
baseline
▲ 0.50% · 4.625%
HK$58,450
+HK$2,926/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,048/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,880
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,774
−HK$1,924/mo
Today · 4.125%
HK$64,698
baseline
▲ 0.50% · 4.625%
HK$68,635
+HK$3,937/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,396/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,729
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,545
−HK$1,843/mo
Today · 4.125%
HK$71,388
baseline
▲ 0.50% · 4.625%
HK$75,151
+HK$3,763/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,776/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,226 · Scale 2, in force from 26 Feb 2026)