LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,824
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,876
−HK$1,069/mo
Today · 4.125%
HK$35,945
baseline
▲ 0.50% · 4.625%
HK$38,132
+HK$2,187/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,890/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,628
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,638
−HK$1,023/mo
Today · 4.125%
HK$39,661
baseline
▲ 0.50% · 4.625%
HK$41,752
+HK$2,091/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,322/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,588
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,851
−HK$1,283/mo
Today · 4.125%
HK$43,134
baseline
▲ 0.50% · 4.625%
HK$45,758
+HK$2,624/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,268/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,154
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,365
−HK$1,229/mo
Today · 4.125%
HK$47,594
baseline
▲ 0.50% · 4.625%
HK$50,102
+HK$2,508/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,188/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,353
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,826
−HK$1,497/mo
Today · 4.125%
HK$50,323
baseline
▲ 0.50% · 4.625%
HK$53,385
+HK$3,062/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,646/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,680
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,093
−HK$1,433/mo
Today · 4.125%
HK$55,526
baseline
▲ 0.50% · 4.625%
HK$58,453
+HK$2,927/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,052/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,883
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,776
−HK$1,924/mo
Today · 4.125%
HK$64,700
baseline
▲ 0.50% · 4.625%
HK$68,637
+HK$3,937/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,400/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,731
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,548
−HK$1,842/mo
Today · 4.125%
HK$71,390
baseline
▲ 0.50% · 4.625%
HK$75,154
+HK$3,764/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,780/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,247 · Scale 2, in force from 26 Feb 2026)