LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,825
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,878
−HK$1,068/mo
Today · 4.125%
HK$35,946
baseline
▲ 0.50% · 4.625%
HK$38,134
+HK$2,188/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,892/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,630
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,640
−HK$1,023/mo
Today · 4.125%
HK$39,663
baseline
▲ 0.50% · 4.625%
HK$41,754
+HK$2,091/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,326/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,590
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,853
−HK$1,283/mo
Today · 4.125%
HK$43,136
baseline
▲ 0.50% · 4.625%
HK$45,761
+HK$2,625/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,272/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,156
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,368
−HK$1,228/mo
Today · 4.125%
HK$47,596
baseline
▲ 0.50% · 4.625%
HK$50,105
+HK$2,509/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,192/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,355
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,829
−HK$1,496/mo
Today · 4.125%
HK$50,325
baseline
▲ 0.50% · 4.625%
HK$53,387
+HK$3,062/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,650/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,683
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,095
−HK$1,434/mo
Today · 4.125%
HK$55,529
baseline
▲ 0.50% · 4.625%
HK$58,456
+HK$2,927/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,058/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,886
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,780
−HK$1,924/mo
Today · 4.125%
HK$64,704
baseline
▲ 0.50% · 4.625%
HK$68,641
+HK$3,937/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,408/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,735
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,551
−HK$1,843/mo
Today · 4.125%
HK$71,394
baseline
▲ 0.50% · 4.625%
HK$75,157
+HK$3,763/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,788/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,276 · Scale 2, in force from 26 Feb 2026)