LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,827
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,879
−HK$1,070/mo
Today · 4.125%
HK$35,949
baseline
▲ 0.50% · 4.625%
HK$38,136
+HK$2,187/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,898/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,632
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,642
−HK$1,024/mo
Today · 4.125%
HK$39,666
baseline
▲ 0.50% · 4.625%
HK$41,756
+HK$2,090/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,332/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,593
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,855
−HK$1,283/mo
Today · 4.125%
HK$43,138
baseline
▲ 0.50% · 4.625%
HK$45,763
+HK$2,625/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,276/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,159
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,370
−HK$1,229/mo
Today · 4.125%
HK$47,599
baseline
▲ 0.50% · 4.625%
HK$50,108
+HK$2,509/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,198/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,358
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,831
−HK$1,497/mo
Today · 4.125%
HK$50,328
baseline
▲ 0.50% · 4.625%
HK$53,390
+HK$3,062/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,656/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,685
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,098
−HK$1,434/mo
Today · 4.125%
HK$55,532
baseline
▲ 0.50% · 4.625%
HK$58,459
+HK$2,927/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,064/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,889
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,783
−HK$1,924/mo
Today · 4.125%
HK$64,707
baseline
▲ 0.50% · 4.625%
HK$68,645
+HK$3,938/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,414/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,738
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,555
−HK$1,843/mo
Today · 4.125%
HK$71,398
baseline
▲ 0.50% · 4.625%
HK$75,162
+HK$3,764/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,796/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,307 · Scale 2, in force from 26 Feb 2026)