LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,828
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,880
−HK$1,069/mo
Today · 4.125%
HK$35,949
baseline
▲ 0.50% · 4.625%
HK$38,136
+HK$2,187/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,898/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,633
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,642
−HK$1,024/mo
Today · 4.125%
HK$39,666
baseline
▲ 0.50% · 4.625%
HK$41,757
+HK$2,091/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,332/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,593
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,856
−HK$1,283/mo
Today · 4.125%
HK$43,139
baseline
▲ 0.50% · 4.625%
HK$45,764
+HK$2,625/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,278/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,160
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,371
−HK$1,228/mo
Today · 4.125%
HK$47,599
baseline
▲ 0.50% · 4.625%
HK$50,109
+HK$2,510/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,198/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,359
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,832
−HK$1,497/mo
Today · 4.125%
HK$50,329
baseline
▲ 0.50% · 4.625%
HK$53,391
+HK$3,062/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$100,658/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,686
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,099
−HK$1,434/mo
Today · 4.125%
HK$55,533
baseline
▲ 0.50% · 4.625%
HK$58,460
+HK$2,927/mo
Deposit HK$4.45M · loan HK$10.38M · min. income ≈ HK$111,066/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,890
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,784
−HK$1,924/mo
Today · 4.125%
HK$64,708
baseline
▲ 0.50% · 4.625%
HK$68,646
+HK$3,938/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,416/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,739
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,556
−HK$1,843/mo
Today · 4.125%
HK$71,399
baseline
▲ 0.50% · 4.625%
HK$75,163
+HK$3,764/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,798/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,316 · Scale 2, in force from 26 Feb 2026)