LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,830
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,882
−HK$1,069/mo
Today · 4.125%
HK$35,951
baseline
▲ 0.50% · 4.625%
HK$38,139
+HK$2,188/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,902/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,635
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,645
−HK$1,024/mo
Today · 4.125%
HK$39,669
baseline
▲ 0.50% · 4.625%
HK$41,760
+HK$2,091/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,338/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,596
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,859
−HK$1,282/mo
Today · 4.125%
HK$43,141
baseline
▲ 0.50% · 4.625%
HK$45,767
+HK$2,626/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,282/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,162
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,374
−HK$1,228/mo
Today · 4.125%
HK$47,602
baseline
▲ 0.50% · 4.625%
HK$50,112
+HK$2,510/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,204/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,362
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,835
−HK$1,497/mo
Today · 4.125%
HK$50,332
baseline
▲ 0.50% · 4.625%
HK$53,394
+HK$3,062/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,664/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,689
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,103
−HK$1,433/mo
Today · 4.125%
HK$55,536
baseline
▲ 0.50% · 4.625%
HK$58,463
+HK$2,927/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,072/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,894
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,788
−HK$1,924/mo
Today · 4.125%
HK$64,712
baseline
▲ 0.50% · 4.625%
HK$68,650
+HK$3,938/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,424/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,744
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,560
−HK$1,844/mo
Today · 4.125%
HK$71,404
baseline
▲ 0.50% · 4.625%
HK$75,167
+HK$3,763/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,808/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,349 · Scale 2, in force from 26 Feb 2026)