LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,831
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,884
−HK$1,069/mo
Today · 4.125%
HK$35,953
baseline
▲ 0.50% · 4.625%
HK$38,140
+HK$2,187/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,906/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,637
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,646
−HK$1,024/mo
Today · 4.125%
HK$39,670
baseline
▲ 0.50% · 4.625%
HK$41,761
+HK$2,091/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,340/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,598
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,860
−HK$1,283/mo
Today · 4.125%
HK$43,143
baseline
▲ 0.50% · 4.625%
HK$45,769
+HK$2,626/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,286/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,164
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,376
−HK$1,228/mo
Today · 4.125%
HK$47,604
baseline
▲ 0.50% · 4.625%
HK$50,114
+HK$2,510/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,208/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,364
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,837
−HK$1,497/mo
Today · 4.125%
HK$50,334
baseline
▲ 0.50% · 4.625%
HK$53,397
+HK$3,063/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,668/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,692
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,105
−HK$1,434/mo
Today · 4.125%
HK$55,539
baseline
▲ 0.50% · 4.625%
HK$58,466
+HK$2,927/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,078/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,896
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$62,791
−HK$1,924/mo
Today · 4.125%
HK$64,715
baseline
▲ 0.50% · 4.625%
HK$68,653
+HK$3,938/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,430/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,747
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,563
−HK$1,844/mo
Today · 4.125%
HK$71,407
baseline
▲ 0.50% · 4.625%
HK$75,171
+HK$3,764/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,814/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,374 · Scale 2, in force from 26 Feb 2026)