LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,832
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,884
−HK$1,070/mo
Today · 4.125%
HK$35,954
baseline
▲ 0.50% · 4.625%
HK$38,141
+HK$2,187/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,908/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,638
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,647
−HK$1,024/mo
Today · 4.125%
HK$39,671
baseline
▲ 0.50% · 4.625%
HK$41,762
+HK$2,091/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,342/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$556,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,598
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,861
−HK$1,283/mo
Today · 4.125%
HK$43,144
baseline
▲ 0.50% · 4.625%
HK$45,770
+HK$2,626/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$86,288/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,165
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,377
−HK$1,228/mo
Today · 4.125%
HK$47,605
baseline
▲ 0.50% · 4.625%
HK$50,115
+HK$2,510/mo
Deposit HK$5.93M · loan HK$8.90M · min. income ≈ HK$95,210/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,365
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,838
−HK$1,497/mo
Today · 4.125%
HK$50,335
baseline
▲ 0.50% · 4.625%
HK$53,398
+HK$3,063/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,670/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,693
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,106
−HK$1,434/mo
Today · 4.125%
HK$55,540
baseline
▲ 0.50% · 4.625%
HK$58,467
+HK$2,927/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,080/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,898
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,792
−HK$1,924/mo
Today · 4.125%
HK$64,716
baseline
▲ 0.50% · 4.625%
HK$68,654
+HK$3,938/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,432/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,748
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,565
−HK$1,843/mo
Today · 4.125%
HK$71,408
baseline
▲ 0.50% · 4.625%
HK$75,172
+HK$3,764/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,816/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,385 · Scale 2, in force from 26 Feb 2026)