LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,835
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,887
−HK$1,069/mo
Today · 4.125%
HK$35,956
baseline
▲ 0.50% · 4.625%
HK$38,144
+HK$2,188/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,912/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,641
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,650
−HK$1,024/mo
Today · 4.125%
HK$39,674
baseline
▲ 0.50% · 4.625%
HK$41,766
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,348/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,602
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,865
−HK$1,283/mo
Today · 4.125%
HK$43,148
baseline
▲ 0.50% · 4.625%
HK$45,773
+HK$2,625/mo
Deposit HK$5.94M · loan HK$8.90M · min. income ≈ HK$86,296/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,169
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,380
−HK$1,229/mo
Today · 4.125%
HK$47,609
baseline
▲ 0.50% · 4.625%
HK$50,119
+HK$2,510/mo
Deposit HK$5.94M · loan HK$8.90M · min. income ≈ HK$95,218/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,369
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,842
−HK$1,497/mo
Today · 4.125%
HK$50,339
baseline
▲ 0.50% · 4.625%
HK$53,402
+HK$3,063/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,678/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,697
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,110
−HK$1,434/mo
Today · 4.125%
HK$55,544
baseline
▲ 0.50% · 4.625%
HK$58,472
+HK$2,928/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,088/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,903
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$62,797
−HK$1,925/mo
Today · 4.125%
HK$64,722
baseline
▲ 0.50% · 4.625%
HK$68,660
+HK$3,938/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,444/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,753
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,571
−HK$1,843/mo
Today · 4.125%
HK$71,414
baseline
▲ 0.50% · 4.625%
HK$75,178
+HK$3,764/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,828/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,430 · Scale 2, in force from 26 Feb 2026)