LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,836
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,889
−HK$1,069/mo
Today · 4.125%
HK$35,958
baseline
▲ 0.50% · 4.625%
HK$38,146
+HK$2,188/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,916/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,642
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,652
−HK$1,024/mo
Today · 4.125%
HK$39,676
baseline
▲ 0.50% · 4.625%
HK$41,768
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,352/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,604
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,867
−HK$1,283/mo
Today · 4.125%
HK$43,150
baseline
▲ 0.50% · 4.625%
HK$45,775
+HK$2,625/mo
Deposit HK$5.94M · loan HK$8.90M · min. income ≈ HK$86,300/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,171
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,382
−HK$1,229/mo
Today · 4.125%
HK$47,611
baseline
▲ 0.50% · 4.625%
HK$50,121
+HK$2,510/mo
Deposit HK$5.94M · loan HK$8.90M · min. income ≈ HK$95,222/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,371
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,844
−HK$1,497/mo
Today · 4.125%
HK$50,341
baseline
▲ 0.50% · 4.625%
HK$53,404
+HK$3,063/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,682/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,699
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,113
−HK$1,434/mo
Today · 4.125%
HK$55,547
baseline
▲ 0.50% · 4.625%
HK$58,475
+HK$2,928/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,094/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,905
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,800
−HK$1,925/mo
Today · 4.125%
HK$64,725
baseline
▲ 0.50% · 4.625%
HK$68,663
+HK$3,938/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$129,450/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,756
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,574
−HK$1,843/mo
Today · 4.125%
HK$71,417
baseline
▲ 0.50% · 4.625%
HK$75,182
+HK$3,765/mo
Deposit HK$1.48M · loan HK$13.35M · min. income ≈ HK$142,834/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,455 · Scale 2, in force from 26 Feb 2026)