LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,837
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,889
−HK$1,069/mo
Today · 4.125%
HK$35,958
baseline
▲ 0.50% · 4.625%
HK$38,146
+HK$2,188/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,916/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,643
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,652
−HK$1,025/mo
Today · 4.125%
HK$39,677
baseline
▲ 0.50% · 4.625%
HK$41,768
+HK$2,091/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,354/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,604
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,867
−HK$1,283/mo
Today · 4.125%
HK$43,150
baseline
▲ 0.50% · 4.625%
HK$45,776
+HK$2,626/mo
Deposit HK$5.94M · loan HK$8.90M · min. income ≈ HK$86,300/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,171
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,383
−HK$1,229/mo
Today · 4.125%
HK$47,612
baseline
▲ 0.50% · 4.625%
HK$50,122
+HK$2,510/mo
Deposit HK$5.94M · loan HK$8.90M · min. income ≈ HK$95,224/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,371
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,845
−HK$1,497/mo
Today · 4.125%
HK$50,342
baseline
▲ 0.50% · 4.625%
HK$53,405
+HK$3,063/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,684/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,700
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,113
−HK$1,434/mo
Today · 4.125%
HK$55,547
baseline
▲ 0.50% · 4.625%
HK$58,475
+HK$2,928/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,094/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,906
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$62,800
−HK$1,925/mo
Today · 4.125%
HK$64,725
baseline
▲ 0.50% · 4.625%
HK$68,663
+HK$3,938/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,450/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,757
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,574
−HK$1,844/mo
Today · 4.125%
HK$71,418
baseline
▲ 0.50% · 4.625%
HK$75,182
+HK$3,764/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,836/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,460 · Scale 2, in force from 26 Feb 2026)