LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,838
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,890
−HK$1,070/mo
Today · 4.125%
HK$35,960
baseline
▲ 0.50% · 4.625%
HK$38,148
+HK$2,188/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,920/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,644
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,654
−HK$1,024/mo
Today · 4.125%
HK$39,678
baseline
▲ 0.50% · 4.625%
HK$41,769
+HK$2,091/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,356/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,605
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,868
−HK$1,284/mo
Today · 4.125%
HK$43,152
baseline
▲ 0.50% · 4.625%
HK$45,777
+HK$2,625/mo
Deposit HK$5.94M · loan HK$8.90M · min. income ≈ HK$86,304/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,173
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,384
−HK$1,229/mo
Today · 4.125%
HK$47,613
baseline
▲ 0.50% · 4.625%
HK$50,123
+HK$2,510/mo
Deposit HK$5.94M · loan HK$8.90M · min. income ≈ HK$95,226/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,373
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,846
−HK$1,497/mo
Today · 4.125%
HK$50,343
baseline
▲ 0.50% · 4.625%
HK$53,407
+HK$3,064/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,686/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,702
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,115
−HK$1,434/mo
Today · 4.125%
HK$55,549
baseline
▲ 0.50% · 4.625%
HK$58,477
+HK$2,928/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,098/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,908
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$62,802
−HK$1,925/mo
Today · 4.125%
HK$64,727
baseline
▲ 0.50% · 4.625%
HK$68,666
+HK$3,939/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,454/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,759
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,577
−HK$1,843/mo
Today · 4.125%
HK$71,420
baseline
▲ 0.50% · 4.625%
HK$75,185
+HK$3,765/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,840/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,479 · Scale 2, in force from 26 Feb 2026)