LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,840
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,892
−HK$1,070/mo
Today · 4.125%
HK$35,962
baseline
▲ 0.50% · 4.625%
HK$38,150
+HK$2,188/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,924/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,646
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,656
−HK$1,024/mo
Today · 4.125%
HK$39,680
baseline
▲ 0.50% · 4.625%
HK$41,772
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,360/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,608
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,871
−HK$1,283/mo
Today · 4.125%
HK$43,154
baseline
▲ 0.50% · 4.625%
HK$45,780
+HK$2,626/mo
Deposit HK$5.94M · loan HK$8.90M · min. income ≈ HK$86,308/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,176
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,387
−HK$1,229/mo
Today · 4.125%
HK$47,616
baseline
▲ 0.50% · 4.625%
HK$50,126
+HK$2,510/mo
Deposit HK$5.94M · loan HK$8.90M · min. income ≈ HK$95,232/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,376
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,849
−HK$1,497/mo
Today · 4.125%
HK$50,346
baseline
▲ 0.50% · 4.625%
HK$53,410
+HK$3,064/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,692/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,705
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,118
−HK$1,434/mo
Today · 4.125%
HK$55,552
baseline
▲ 0.50% · 4.625%
HK$58,481
+HK$2,929/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,104/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,911
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,806
−HK$1,925/mo
Today · 4.125%
HK$64,731
baseline
▲ 0.50% · 4.625%
HK$68,670
+HK$3,939/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,462/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,763
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,581
−HK$1,843/mo
Today · 4.125%
HK$71,424
baseline
▲ 0.50% · 4.625%
HK$75,189
+HK$3,765/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,848/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,511 · Scale 2, in force from 26 Feb 2026)