LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,843
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,896
−HK$1,069/mo
Today · 4.125%
HK$35,965
baseline
▲ 0.50% · 4.625%
HK$38,154
+HK$2,189/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,930/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,650
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,660
−HK$1,024/mo
Today · 4.125%
HK$39,684
baseline
▲ 0.50% · 4.625%
HK$41,776
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,368/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,612
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,875
−HK$1,283/mo
Today · 4.125%
HK$43,158
baseline
▲ 0.50% · 4.625%
HK$45,784
+HK$2,626/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,316/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,180
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,392
−HK$1,229/mo
Today · 4.125%
HK$47,621
baseline
▲ 0.50% · 4.625%
HK$50,131
+HK$2,510/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,242/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,380
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,854
−HK$1,497/mo
Today · 4.125%
HK$50,351
baseline
▲ 0.50% · 4.625%
HK$53,415
+HK$3,064/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,702/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,710
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,124
−HK$1,434/mo
Today · 4.125%
HK$55,558
baseline
▲ 0.50% · 4.625%
HK$58,486
+HK$2,928/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,116/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,917
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,812
−HK$1,925/mo
Today · 4.125%
HK$64,737
baseline
▲ 0.50% · 4.625%
HK$68,677
+HK$3,940/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,474/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,770
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,587
−HK$1,844/mo
Today · 4.125%
HK$71,431
baseline
▲ 0.50% · 4.625%
HK$75,197
+HK$3,766/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,862/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,566 · Scale 2, in force from 26 Feb 2026)